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American Express
The Gold Card from American Express OPENSM

The Gold Card from American Express OPENSM
Extra Bonus Points Earn up to 40,000 bonus points in your first year
Earn Point Rewards Earn 1 Membership Rewards® point for virtually every $1 you spend
Get Card Instantly Instant Approval
Free Rewards Program Free Rewards Program
No Setup Fee No Setup Fee
Unlimited Rewards No limit and no expiration dates
Without Pre-Set Spending Limit No pre-set spending limit
Credit card RATES
Purchases:

Introductory APR:

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Default APR:

see terms

Minimum Grace Period:

see terms

Minimum Finance
Charge:

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Balance Transfers:

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Default APR:

see terms

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Charge:

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Cash Advances:

Introductory APR:

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Introductory Period:

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Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

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Minimum Finance
Charge:

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Credit card TRANSACTION FEES
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Foreign Exchange Fees:

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

Credit card OTHER FEES
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$050

Penalty Fees:

Late Payment Fee:

see terms

50 First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card
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